Our fees cover all the work required to complete the re-mortgage of a property.

Fees are variable and depend on the property’s value. As a general guideline, our fees typically range from £750 to £1,500 plus VAT for a property value up to £950,000. For a property value over £950,000, please contact us to request a personalised quote.
In addition to the above fees, a charge of £350 plus VAT will be made for representing your lender, if applicable, and an electronic transfer fee of £30 plus VAT will be applied for each transfer.

Our fees are based on the assumption that:

  • The transaction is standard, concluding in a timely manner, without unforeseen, unusual, or additional complications (e.g., title defects or the need for supplementary documents).
  • If leasehold property, this is the re-mortgage of an existing lease.
  • The transaction involves only registered land.
  • All involved parties are UK-based, cooperative, and there are no undue delays from third parties in providing necessary documentation.
Additional fees may apply in the case of unforeseen, unusual, or additional elements within the transaction. These may include but are not limited to leasehold transactions involving a share of freeholds, transfer of equities, dual representation and overseas instructions. A precise figure can be provided upon reviewing the transaction documents.
Disbursements

Disbursements refer to costs associated with your matter that are payable to third parties, such as cost of searches, a fee payable to the Land Registry for the registration of your purchase (and mortgage if relevant).

We handle the disbursement payments on your behalf to ensure a smoother process.

We set out below the costs (inclusive of VAT) which are likely to arise on a standard freehold re-mortgage transaction, as follows:

  • Costs of searches (Local Authority, Water & Drainage and Environmental) £350.00 (inclusive of VAT) approximately (if required)
  • Costs of searches indemnity policy £75 approximately (if required) Electronic ID Verification £20 inclusive of VAT
  • Land Registry Freehold Title £3+VAT
  • Land Registry Freehold Title Plan £3+VAT
  • Additional title documents £3+VAT each, if applicable

We set out below the additional disbursements when re-mortgaging a leasehold property.

  • Land Registry Leasehold Title £3+VAT
  • Land Registry Leasehold Title Plan £3+VAT
  • Land Registry copy Lease £3+VAT
  • Additional title documents £3+VAT each, if applicable
  • Management Pack – this is a fee charged by a landlord/management company for providing building management information. Often it is between £200 to £300 plus VAT @20%
  • Notice of Charge fee (if the property is to be mortgaged) – this fee is set out in the lease. Often the fee is between £50 to 2£50 plus VAT.
  • Certificate of Compliance fee – this is a fee charged by a third party, often landlord/management company, for providing a certificate of compliance with a title Restriction. Often it is between £100 to £300 plus VAT.
These costs vary from property to property and can on occasion be significantly more than the ranges given above. We can give you an accurate figure once we have sight of your specific documents.
These costs vary from property to property and can on occasion be significantly more than the ranges given above. We can give you an accurate figure once we have sight of your specific documents. There are certain disbursements which may need to be incurred which will be unknown at the outset of a transaction and which cannot be estimated in advance. These include (without limitation), additional title documents that are required, travel and courier charges, search fees specific to the property or the location of the property, amounts which may need to be paid under a lease such as landlord/managing agents fees for obtaining additional building management information, landlord consents and/or lease registration fees and fees payable to a local authority for the provision of planning information and documents.
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